In this Nov. 23, 2011 photo, an Associated Press reporter is shown demonstrating an app for shopping in front of an Old Navy store in San Francisco. If you're trying to save cash and time this holiday season, a slew of smartphone apps can help. (AP Photo/Jeff Chiu)AP – Even if you love to shop, it can be a pain this time of year. Stores are crowded, gift options seem endless and it’s hard to determine if you’re getting the best prices.